In today’s fast-evolving digital economy, cryptocurrency is no longer just an investment — it's becoming a practical tool for everyday spending. With the rise of crypto-friendly financial products, one standout innovation is the Mastercard cryptocurrency card. This powerful financial tool allows users to seamlessly spend their digital assets like Bitcoin, Ethereum, and other supported cryptocurrencies at millions of merchants worldwide — all while earning significant rewards.
One of the most compelling options in this space is a feature-rich crypto card that delivers exceptional value: the ability to earn up to 39% cashback on purchases. This isn’t a short-term promotion or limited-time offer — it’s a sustainable rewards model tied directly to user engagement with the platform’s ecosystem.
Let’s dive into how this works, what makes this card different, and why it could be the ideal solution for anyone looking to integrate crypto into daily life.
Why Choose a Cryptocurrency-Backed Mastercard?
A cryptocurrency-backed Mastercard bridges the gap between digital assets and real-world spending. Instead of converting crypto to fiat manually before every transaction, users can simply load their preferred digital currency onto a secure card and pay anywhere Mastercard is accepted — online, in-store, or at ATMs.
This means you can:
- Pay for groceries, bills, travel, and subscriptions using crypto
- Withdraw cash from ATMs globally
- Use Apple Pay and Google Pay with your virtual or physical card
- Enjoy instant transaction notifications and full spending control
The convenience doesn’t stop there. These cards are built with modern financial security standards, giving users peace of mind without sacrificing flexibility.
👉 Discover how easy it is to start spending crypto like cash — instantly and securely.
Unlock Up to 39% Cashback: How It Works
The standout feature of this crypto card isn’t just its functionality — it’s the unmatched cashback program. Users can earn up to 39% cashback, but this reward is tiered and based on activity across the platform’s ecosystem.
Here’s how you maximize your returns:
- Use Multiple Platform Products: The more services you use — such as trading, staking, savings accounts, or recurring buys — the higher your cashback rate climbs.
- Maintain Higher Balances: Holding a certain amount of crypto within the ecosystem can unlock premium tiers.
- Consistent Card Usage: Regular spending with the card boosts eligibility for top-tier rewards.
- Referral Activity: Some levels may include bonuses for inviting others to join.
This dynamic system encourages holistic engagement with the platform, turning passive crypto holders into active participants in a growing digital finance network.
It's important to note that cashback is typically paid in crypto, often with bonus incentives for choosing native tokens or stablecoins. This not only enhances yield but also reinforces long-term asset accumulation.
Key Features That Set This Card Apart
Physical & Virtual Card Options
Choose between a sleek physical card delivered to your door or go fully digital with a virtual version ready in seconds. You can even have both — perfect for separating personal and business expenses or managing budgets across devices.
Multi-Currency Support
Spend over dozens of supported cryptocurrencies directly from your wallet. Whether you hold Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), or stablecoins like USDT and DAI, the card dynamically converts funds at point-of-sale with competitive exchange rates.
Zero Maintenance Fees
Unlike traditional banking products or premium credit cards, this crypto card charges no monthly or annual fees for either virtual or physical versions. Keep your funds working for you — not paying for access.
Real-Time Transaction Alerts
Every time you make a purchase or withdraw cash, you’ll receive an instant notification. Monitor spending in real time, detect unusual activity immediately, and take control of your financial flow.
Instant Card Control
Lost your phone? Suspicious charge? No problem. Through the app, you can instantly block or unblock your card with a single tap. No waiting on hold with customer service — full control is always in your hands.
Flexible Wallet Selection
Before each transaction, choose which crypto wallet to draw from. Want to spend your Solana gains instead of touching your Bitcoin stack? Switch wallets on demand — no pre-funding required.
Security You Can Trust
Security is non-negotiable when dealing with digital assets. This card operates under the supervision of PECUNIA CARDS EDE, S.L.U., an Electronic Money Institution regulated by the Bank of Spain (registration number CSB 6707), doing business as PECUNPAY. As the official issuer and manager of the Bit2Me card, they ensure compliance with EU financial regulations and robust fraud protection protocols.
All transactions are encrypted, and two-factor authentication (2FA) adds an extra layer of defense against unauthorized access.
👉 See how top-tier security meets seamless usability in one powerful financial tool.
Frequently Asked Questions (FAQ)
Q: Where can I use the Mastercard cryptocurrency card?
A: You can use it anywhere Mastercard is accepted — online stores, physical retailers, subscription platforms, and ATMs worldwide.
Q: Are there any hidden fees?
A: No. There are no maintenance fees for virtual or physical cards. Standard transaction and ATM withdrawal fees may apply and are clearly listed in the app.
Q: How do I request the card?
A: Simply open the Bit2Me app, go to the “Card” section in the side menu, and follow the steps to apply.
Q: Can I link the card to Apple Pay or Google Pay?
A: Yes! The card integrates seamlessly with both Apple Pay and Google Pay for contactless payments via smartphone or smartwatch.
Q: What determines my cashback percentage?
A: Your tier level — based on usage of platform products, balance held, and transaction frequency — directly impacts your cashback rate, up to 39%.
Q: Who manages the payment services behind the card?
A: PECUNIA CARDS EDE, S.L.U. (brand name: PECUNPAY), a regulated Electronic Money Institution supervised by the Bank of Spain, issues and manages the card.
Make Crypto Work for You Every Day
Owning cryptocurrency shouldn’t mean being locked out of everyday commerce. With a Mastercard-powered crypto debit card, you gain financial freedom — spending digital assets globally while earning high cashback rewards and maintaining full control over your funds.
Whether you're a seasoned crypto investor or just beginning to explore decentralized finance, this card offers a practical gateway to living in a digital-first economy.
👉 Start using your crypto like real money — fast, secure, and rewarding.
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