As the latest bull cycle fades, on-chain wealth effects have weakened and yield farming returns have dwindled. Many retail investors are shifting back to centralized exchanges (CEX), seeking stability and sustainable returns to weather the prolonged bear market. With DeFi yields declining, centralized platforms are stepping up—offering structured financial products that blend security, automation, and consistent returns.
Among these platforms, OKX stands out for its diverse range of user-friendly, high-efficiency investment tools designed specifically for volatile or sideways markets. Whether you're a passive holder, active trader, or long-term believer in digital assets, there’s a strategy tailored to your risk profile and goals.
👉 Discover how automated crypto strategies can boost your portfolio during market downturns.
Core Crypto Investment Products for the 2025 Market
Earn with Your Idle Assets: Simple Earn
For users holding idle crypto balances, Simple Earn offers a low-threshold entry into passive income generation. It comes in two forms: flexible and fixed-term.
- Flexible Simple Earn works like a crypto “money market fund,” where your assets are lent to leveraged traders on the platform, generating daily interest with instant liquidity—redemption is processed immediately.
- Fixed-term Simple Earn locks your assets for a set period, earning higher yields through Proof-of-Stake (PoS) staking or project incentives. Redemption takes under 30 minutes.
Supporting 24/7 subscription and flexible redemption, this product is ideal for investors who want steady returns without locking up capital for extended periods.
Maximize On-Chain Yields Without the Hassle: Earn on Chain
While DeFi promises high APYs, it often requires technical know-how and gas fee management. Earn on Chain bridges that gap by allowing users to access PoS staking and DeFi protocol yields directly through OKX—without paying network fees or managing private keys.
This feature enables seamless participation in major blockchain ecosystems like Ethereum, Solana, or Cosmos, letting you earn staking rewards or liquidity provider incentives while maintaining the convenience of a centralized interface.
Grow Holdings Through Market Volatility: Accumulation Vault
The Accumulation Vault (also known as "Tunbi Bao") uses dynamic rebalancing across a selected basket of cryptocurrencies. By capitalizing on exchange rate fluctuations between assets, it automatically adjusts allocations to lock in profits and increase exposure to high-potential coins.
Once activated, funds are isolated from your main trading account to prevent interference. However, users should be aware that if any asset in the strategy is delisted or suspended, the strategy will halt automatically. This makes it essential to monitor underlying assets and diversify wisely.
Compound Gains Automatically: Grid Trading Strategies
In choppy or range-bound markets, grid trading shines as a powerful compounding tool. OKX offers the most comprehensive suite of grid strategies in the industry:
- Spot Grid: Buy low, sell high within a defined price range.
- Infinity Grid: Continuously adjusts grid levels based on market movement.
- Contract Grid: Applies grid logic to perpetual futures.
- Sky-Earth Grid: Combines long-term accumulation with short-term trading.
Spot Grid is especially popular during bear markets. You define a price range and number of grid levels. The bot buys at lower levels and sells at higher ones—automating profit-taking without emotional interference.
For example, with a $20,000 principal over nine days, one user achieved approximately $250 in profit—a 1.25% return with minimal effort.
A key innovation is Mobile Grid, which dynamically shifts the grid range based on real-time price action—greatly improving capital efficiency compared to static grids.
👉 See how smart trading bots can generate passive income even in flat markets.
Strategic Approaches to Buying the Dip
Dollar-Cost Averaging with Martingale Strategy
The Martingale Strategy borrows from traditional finance but adapts it for crypto volatility. Instead of investing a fixed amount regularly, it increases position size after each price drop (e.g., every 1–5% decline), lowering average entry cost.
This method helps investors avoid timing the bottom perfectly. By deploying remaining funds incrementally during downtrends, they reduce overall cost basis and can exit profitably when the market rebounds—even slightly.
Compared to simply holding crypto, this strategy actively captures small rallies and converts floating profits into realized gains.
Never Miss a Bottom: Bottom-Finder Tool
Built on OKX’s options infrastructure, the Bottom-Finder is a structured product for investors who want to buy assets below market price but fear missing the trade if prices don’t hit their limit order.
Even if the target price isn't reached by expiry, the system guarantees partial fulfillment at your preferred discount rate. This ensures you still acquire some discounted assets—reducing FOMO and enhancing buying power.
Consistent Growth Through Dollar-Cost Averaging: Spot DCA
Spot Dollar-Cost Averaging (DCA) allows investors to commit fixed amounts at regular intervals into chosen cryptocurrencies. During high volatility, this approach buys more units when prices dip—smoothing out entry costs over time.
It's perfect for long-term holders who want to build positions gradually without market timing pressure. The process is fully automated via OKX’s Strategy Trading section: go to Trade > Strategy Trading > Create Strategy > DCA, then set your coins, frequency, and amount.
Both Martingale and DCA fall under OKX’s Average Cost suite—strategies focused on reducing entry prices through systematic buying during dips.
Trade Smarter with Expert Signals: Signal Strategies
For advanced traders, Signal Strategies integrate directly with TradingView, allowing professionals to broadcast real-time trade signals that subscribers can auto-execute on OKX.
Key advantages:
- Signal-driven decisions: Access insights from top-tier traders and institutions.
- Automated execution: Eliminates delays and emotional errors.
- Ultra-low latency: Millisecond-level response times ensure trades are filled promptly.
This creates a three-way ecosystem: signal providers monetize their expertise; subscribers gain access to proven strategies; and nodes (partners) earn revenue through collaboration. Soon, OKX plans to launch a public Signal Plaza, where users can explore historical performance data and subscribe to top-performing signals.
Frequently Asked Questions
Q: Are these products safe during a bear market?
A: Yes—products like Simple Earn and DCA are designed for risk mitigation. They emphasize capital preservation and gradual growth rather than speculation.
Q: Can I withdraw my funds anytime?
A: Flexible products allow instant redemption. Fixed-term or strategy-based investments may take up to 30 minutes but offer higher yields.
Q: Do I need trading experience to use grid bots?
A: Not necessarily. OKX provides templates and simulations. Beginners can start with conservative settings and scale up as they gain confidence.
Q: How does the Bottom-Finder differ from a limit order?
A: Unlike a standard limit order that may not fill, Bottom-Finder guarantees partial execution even if the price doesn’t reach your target—giving you downside protection.
Q: Is Signal Strategy suitable for beginners?
A: While powerful, it’s best for those who understand technical analysis. New users should start by subscribing to reputable signal providers before creating their own.
Q: What cryptocurrencies are supported?
A: Major coins like BTC, ETH, SOL, and stablecoins are widely supported across all products.
👉 Start building resilient crypto strategies with tools designed for real-world market conditions.