If you're looking to start trading cryptocurrencies on BitoPro, one of the first steps is understanding how to deposit funds into your account. This comprehensive guide walks you through three different deposit methods available on BitoPro — including crypto deposits, bank transfers, and convenience store payments — along with detailed fee structures and essential tips for a smooth experience.
Whether you’re a beginner or an experienced trader, knowing the most efficient and cost-effective way to fund your account can save time and reduce unnecessary costs.
How to Deposit on BitoPro
To begin, log in to your BitoPro official website account. Once logged in, navigate to the top-right corner and click:
Wallet → Deposit (Add Value)
You’ll be presented with three primary deposit options:
- Cryptocurrency Deposit – Transfer digital assets from an external wallet.
- Fiat Deposit (Bank Transfer) – Use TWD via bank transfer to buy crypto.
- Fiat Deposit (Convenience Store Payment) – Pay in cash at FamilyMart or Hi-Life.
Each method has its own use case, fees, and processing times. Let’s explore them one by one.
Method 1: Cryptocurrency Deposit
- Best for: Users who already hold crypto in external wallets and want to move it to BitoPro.
- Fees: Varies by cryptocurrency and blockchain network.
This method allows you to transfer cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), or USDT directly from another wallet or exchange into your BitoPro wallet.
👉 Learn how to securely transfer crypto between wallets with expert tips.
Key Steps:
- Select the cryptocurrency you wish to deposit.
- Copy the unique deposit address provided by BitoPro.
- Initiate the transfer from your external wallet.
- Wait for blockchain confirmations (typically 1–3).
⚠️ Important Notes:
- Always double-check the correct blockchain network (e.g., ERC-20, TRC-20, BEP-20). Sending tokens via the wrong network may result in permanent loss.
- BTC deposits require 3 confirmations before funds are credited.
- Ensure the coin type and address match — incompatible transfers cannot be recovered.
For example, when depositing BTC:
- Use only BTC addresses for BTC transfers.
- Set a reasonable miner fee; too low may delay confirmation.
- Never send BCH, LTC, or other coins to a BTC address.
✅ Pro Tip: If you frequently trade on BitoPro, consider keeping a small balance of stablecoins like USDT for quick trades without repeated fiat conversions.
Method 2: Fiat Deposit via Bank Transfer
- Best for: New users wanting to buy crypto using Taiwanese dollars (TWD).
- Fees: Free on BitoPro’s end. Your bank may charge a small transfer fee if not using the same bank.
This is one of the most popular methods for Taiwanese users. It lets you use your verified bank account to transfer TWD directly to BitoPro’s designated bank account.
How It Works:
- Choose “Fiat Deposit” → “Bank Transfer.”
- Use your pre-verified personal bank account to send money to BitoPro’s assigned account.
- Complete the transfer via ATM, online banking, or mobile banking apps.
⚠️ Important Guidelines:
- Only transfers from your verified bank account will be accepted.
- In case of incorrect transfers, you’ll need to provide proof of payment. Refunds go back to the original sender account, and any bank fees are your responsibility.
- Branch counter deposits are not supported — use ATM or online banking instead.
- Linking your bank account with BitoPro can help bypass the NT$30,000 single-transfer limit.
- Processing time is usually 5–15 minutes, though delays may occur during peak hours or system maintenance.
✅ Why choose this method?
It’s fast, widely accessible, and free of platform fees — making it ideal for regular investors adding funds incrementally.
Method 3: Fiat Deposit via Convenience Store
- Best for: Users without immediate bank access who prefer cash payments.
- Fees: NT$30 per transaction
You can now deposit TWD at major convenience stores like FamilyMart and Hi-Life by generating a payment barcode on BitoPro.
Process Overview:
- Select “Convenience Store Payment” in the deposit section.
- Choose your preferred store (FamilyMart or Hi-Life).
- A barcode will appear — present this at the counter to pay in cash.
⚠️ Limitations & Rules:
Maximum single deposit (including fee): NT$20,000
- So maximum actual deposit: NT$19,970
- Daily limit per user: NT$100,000
- Payment must be completed within 24 hours, or the invoice expires.
- Each transaction incurs a NT$30 service fee
While convenient for occasional users, this method isn’t cost-effective for frequent or large deposits due to the fixed fee.
👉 Discover smarter ways to manage your crypto finances without extra fees.
BitoPro Deposit Comparison Summary
| Deposit Method | Best For | Fees | Key Considerations |
|---|---|---|---|
| Cryptocurrency Deposit | Existing crypto holders | Network-dependent | Match correct blockchain; avoid cross-chain errors |
| Bank Transfer (Fiat) | Regular TWD-to-crypto buyers | Free (bank fees may apply) | Must use verified account; fast processing |
| Convenience Store | Cash users without banking access | NT$30 per transaction | Daily cap NT$100K; not ideal for frequent use |
Frequently Asked Questions (FAQ)
Q1: Is there a minimum deposit amount on BitoPro?
Yes, minimums vary by method:
- Crypto deposits: Typically very low (e.g., 0.0001 BTC)
- Bank transfer: Usually around NT$500
- Convenience store: Starts at NT$30 (plus fee)
Check the current thresholds directly in your deposit interface as they may change.
Q2: Why hasn’t my deposit appeared yet?
Common reasons include:
- Insufficient blockchain confirmations (especially for BTC/ETH)
- Wrong network used during crypto transfer
- Using an unverified bank account for fiat deposit
- Expired convenience store payment
Wait at least 30 minutes and verify all details. Contact support if unresolved.
Q3: Can I use someone else’s bank account to deposit?
No. BitoPro only accepts transfers from your verified personal account. Third-party deposits violate anti-money laundering (AML) policies and will be rejected.
Q4: Are BitoPro deposits taxable?
Deposits themselves aren’t taxable events in most jurisdictions. However, any future gains from trading crypto are subject to capital gains tax in many countries, including Taiwan under certain conditions. Consult a tax professional for personalized advice.
Q5: Which deposit method is fastest?
Bank transfer is typically fastest — often credited within minutes.
Crypto deposits depend on network congestion but usually settle within 15–30 minutes.
Convenience store deposits are instant upon payment but involve manual scanning.
Q6: Can I reverse a crypto deposit?
No. Blockchain transactions are irreversible. Always test with a small amount first and confirm addresses carefully.
Final Tips & Recommendations
Based on efficiency and cost, here’s a suggested priority order:
- ✅ Bank Transfer – Free, fast, reliable for TWD users
- ✅ Crypto Deposit – Ideal if you already hold digital assets
- ❌ Convenience Store – Use sparingly due to fees and limits
👉 Maximize your trading potential with secure, low-fee funding strategies today.
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💡 Disclaimer: This article is based on personal experience and public information for educational purposes only. It does not constitute financial advice or investment recommendations. Cryptocurrency investments carry high risk. Always conduct independent research before making any decisions.