Transferring XRP from your Coinbase account to a Tangem Wallet is a secure and straightforward process when done correctly. With growing interest in self-custody solutions and hardware-backed digital asset protection, users are increasingly moving their cryptocurrencies from centralized exchanges to more secure wallets like Tangem. This guide walks you through every step of sending XRP from Coinbase to Tangem Wallet—ensuring accuracy, network compatibility, and peace of mind.
Whether you're new to crypto transfers or simply unfamiliar with the XRP ledger’s requirements, this comprehensive walkthrough will help you avoid common pitfalls such as lost funds due to incorrect network selection or misaddressed transactions.
Setting Up XRP in Your Tangem Wallet
Before initiating any transfer, you must first ensure that XRP is properly configured within your Tangem Wallet. Unlike some wallets that automatically support all major tokens, Tangem requires users to manually enable certain cryptocurrencies.
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Open the Tangem Wallet app on your mobile device and log in using your credentials or biometric authentication. Once inside, locate the three-dot menu in the top-right corner of the screen. Tap it to reveal available options, then select the specific wallet you intend to use for receiving XRP.
Next, navigate to "Manage Tokens"—this section allows you to customize which cryptocurrencies appear in your wallet interface. Use the built-in search bar to find XRP. Once located, toggle the switch to enable it. At this point, you'll be prompted to choose a network. Since XRP operates exclusively on the XRP Ledger (XRPL), make sure this network is selected.
After confirming your choice, tap "Save". You may be required to scan your Tangem smart card to authenticate and finalize the changes. Once saved, return to the home screen—you should now see XRP listed among your available assets.
Copying Your Tangem XRP Wallet Address
With XRP enabled, the next step is retrieving your unique wallet address for receiving funds.
Tap on the XRP token displayed on your home screen. This opens a dedicated view showing your XRP balance (initially zero) and several action buttons. Select "Receive" to display your public wallet address.
Your XRP address—a string of letters and numbers beginning with an 'r'—will appear on-screen. Below it, you’ll find a copy icon; tap it to save the address directly to your device’s clipboard. Double-check that the full address has been copied without omissions or extra characters.
⚠️ Critical Tip: Always verify that you're copying the correct XRP address and not another cryptocurrency's address. Sending XRP to an incompatible wallet format can result in permanent loss of funds.
Initiating the Transfer From Coinbase
Now that your Tangem Wallet is ready, switch over to the Coinbase app on your smartphone or desktop.
Log into your Coinbase account and go to your XRP wallet. If you hold multiple assets, use the search function or browse through your portfolio until you locate XRP. Tap on it to access detailed options.
Select the "Send" button—typically located at the bottom or top of the screen depending on your device. In the recipient field, paste the XRP address you copied earlier from Tangem Wallet.
Ensure that:
- The correct amount of XRP is entered.
- The cryptocurrency selected for sending is indeed XRP (not another token).
- The network selected matches the XRP Ledger (XRPL).
Network selection is especially important. While many tokens have multiple chain options (e.g., ERC-20, BEP-20), XRP only functions on its native ledger. Choosing a different network—even if available in Coinbase’s interface—can lead to irreversible fund loss.
Review all transaction details carefully before proceeding. Confirm the estimated transaction fee (typically minimal on XRPL) and expected delivery time (usually under 5 minutes).
Once satisfied, tap "Continue", authenticate the transaction using your security method (2FA, biometrics, etc.), and confirm the send request.
Confirming Receipt in Tangem Wallet
After initiating the transfer, allow a few moments for confirmation on the XRP Ledger. Due to its high-speed consensus mechanism, most XRP transactions settle within 3–5 seconds, though delays can occur during peak network usage.
Return to your Tangem Wallet app and refresh the XRP balance screen if necessary. If everything went smoothly, you should now see the transferred amount reflected in your wallet.
Double-check that:
- The received amount matches what you sent (minus nominal network fees).
- No unexpected tokens or balances appear.
- The transaction history shows a valid incoming transfer from your Coinbase-linked address.
If the funds don’t appear after several minutes, verify:
- That the correct address was used.
- That the network was set to XRP Ledger on both ends.
- That Coinbase confirms the transaction as completed in its activity log.
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Frequently Asked Questions (FAQ)
Can I send XRP from Coinbase to any wallet?
Yes, but only if the receiving wallet supports XRP on the XRP Ledger (XRPL). Not all wallets offer XRP support due to its unique technical structure and requirement for a destination tag in some cases. Always verify compatibility before transferring.
Do I need a destination tag when sending XRP?
Generally, no, when sending XRP to personal wallets like Tangem. Destination tags are typically used by exchanges or custodial services to identify individual user accounts. For peer-to-peer or self-custody transfers, only the wallet address is required.
What happens if I send XRP using the wrong network?
If Coinbase allows selection of a non-XRPL network (such as ERC-20) and you mistakenly use it, your funds may be lost permanently. Always ensure the network is set to XRP Ledger during withdrawal.
How long does it take for XRP to arrive in Tangem Wallet?
Under normal conditions, XRP transactions take 3–5 seconds to confirm on the blockchain. Delays are rare but possible during periods of high network congestion.
Is there a minimum amount of XRP I must keep in my Tangem Wallet?
Yes. Like many wallets on the XRP Ledger, Tangem enforces a reserve requirement—currently 10 XRP—to prevent spam and maintain account validity. This means you must send at least 10 XRP initially to activate the wallet for XRP holdings.
Is Tangem Wallet safe for storing XRP?
Absolutely. Tangem uses secure element chips embedded in physical cards to protect private keys. It’s an excellent choice for long-term storage and cold wallet security without relying on internet-connected devices.
Final Tips for Secure Transfers
Always test with a small amount before sending large sums. Even experienced users can make mistakes with copy-paste errors or outdated app versions. A trial transfer helps confirm functionality and reduces risk.
Keep your Tangem card safe and never share it with others. The card is essential for authorizing changes and recovering access.
Lastly, remember that blockchain transactions are irreversible. Once confirmed, they cannot be undone—so diligence at every stage is key.
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By following these steps precisely, you can confidently move your XRP from Coinbase to Tangem Wallet—enhancing control, security, and long-term asset management.
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