Coinbase has officially launched support for purchasing cryptocurrency using Apple Pay, marking a significant step toward seamless digital asset transactions. Starting today, users can buy crypto directly through their linked debit cards via Apple Pay — both on the mobile app and Safari web browser. This integration simplifies the onboarding process for new and existing users, making it faster and more intuitive to enter the world of digital currencies.
With this update, Coinbase also introduces instant withdrawals of up to $25,000 per single transaction, with a weekly limit of $100,000. For U.S. customers, real-time payments (RTP) now allow immediate access to funds — up to $100 per transaction — when linked to a supported bank account. These improvements are part of Coinbase’s broader strategy to enhance liquidity, speed, and user experience across its platform.
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Seamless Integration with Apple Pay
If you already have a Visa or Mastercard debit card added to your Apple Wallet on an iOS device that supports Apple Pay, the payment option will automatically appear when purchasing crypto on Coinbase through the app or Safari. There's no need for additional setup — the system recognizes your payment method and streamlines the checkout process.
This feature eliminates friction in the purchase flow, reducing steps and confirmation time. It’s especially beneficial for mobile-first users who value speed and convenience. Whether you're buying Bitcoin, Ethereum, or other supported assets, Apple Pay ensures a secure and private transaction without sharing your card details directly with Coinbase.
Google Pay support is also coming soon, expected by fall 2025, further expanding payment accessibility for Android users. This move aligns with Coinbase’s goal of supporting all major digital wallets and fostering mainstream adoption.
Instant Access to Funds with Real-Time Payments
Beyond easier buying options, Coinbase now leverages the Real-Time Payments (RTP) network to enable instant withdrawals for eligible U.S. customers. With RTP, users can cash out up to $100 per transaction directly to their linked bank accounts — instantly.
This is a game-changer compared to traditional ACH transfers, which typically take 1–3 business days. Instant payouts improve capital efficiency, allowing traders and investors to react quickly to market movements or manage personal finances without delays.
For higher-value transactions, the platform supports wire transfers and other methods, but RTP fills a critical gap for small-to-medium withdrawals where timing matters most.
Global Reach and Growing Adoption
As one of the world’s largest cryptocurrency exchanges, Coinbase operates in over 20 countries and supports a wide range of digital assets. The company reported over $1.14 billion in revenue last year and continues to expand its team and infrastructure to meet growing global demand.
The addition of Apple Pay and RTP reflects Coinbase’s commitment to innovation and regulatory compliance. By partnering with major financial networks like Visa and Mastercard, the exchange reinforces trust and interoperability between traditional finance (TradFi) and decentralized finance (DeFi).
These upgrades don’t just benefit individual users — they signal a maturing ecosystem where crypto transactions are becoming as fast and reliable as conventional payments.
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Core Features at a Glance
- Apple Pay integration: Buy crypto instantly using your linked Visa or Mastercard debit card via Apple Wallet.
- Google Pay coming soon: Android users will gain similar functionality in fall 2025.
- Instant withdrawals: Up to $25,000 per transaction, $100,000 weekly cap.
- Real-Time Payments (RTP): Immediate cash-out up to $100 per transaction for U.S. bank accounts.
- Multi-platform support: Available on iOS apps and Safari browser.
- Automatic conversion: Spend crypto seamlessly — the system converts your chosen asset to USD at point of sale.
These features collectively lower the barrier to entry for newcomers while enhancing utility for experienced users.
Frequently Asked Questions (FAQ)
Q: Can I use Apple Pay to buy any cryptocurrency on Coinbase?
A: Yes, Apple Pay can be used to purchase any cryptocurrency supported on Coinbase, including Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and stablecoins like USDC.
Q: Is there a fee for using Apple Pay on Coinbase?
A: Coinbase applies standard transaction fees based on your location and payment method. While Apple Pay itself doesn’t add extra charges, buying crypto via debit card may incur slightly higher fees than bank transfers.
Q: Do I need an iPhone to use Apple Pay on Coinbase?
A: Yes, Apple Pay requires an iPhone or other Apple device compatible with the service. However, Google Pay support is rolling out soon for Android users.
Q: Are instant withdrawals available worldwide?
A: Real-Time Payments (RTP) are currently available only to U.S. customers with eligible bank accounts. International users can still withdraw funds via standard methods like ACH or SEPA.
Q: How secure is Apple Pay on Coinbase?
A: Apple Pay uses tokenization and biometric authentication (Face ID or Touch ID), ensuring your card details are never shared with merchants. Combined with Coinbase’s industry-leading security protocols, this creates a highly secure transaction environment.
Q: Can I link multiple debit cards to Apple Pay for Coinbase purchases?
A: Yes, you can add multiple cards to your Apple Wallet and choose which one to use during each purchase on Coinbase.
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The Future of Crypto Payments
Coinbase’s latest enhancements reflect a broader trend: the convergence of traditional payment systems and blockchain technology. As user expectations shift toward instant, mobile-first experiences, exchanges must adapt by integrating familiar tools like digital wallets and real-time banking rails.
By embracing Apple Pay, Google Pay, and RTP, Coinbase is not only improving usability but also positioning itself as a bridge between fiat and digital economies. This evolution benefits everyone — from casual investors making their first purchase to seasoned traders managing large portfolios.
As adoption grows, we can expect further innovations in cross-border payments, programmable money, and embedded finance — all powered by the underlying infrastructure being built today.
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