Nexo to Accept Telegram’s Gram Tokens as Collateral for Crypto Loans

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The world of decentralized finance continues to evolve rapidly, and one of the latest developments comes from Nexo, a leading crypto lending platform. In a bold move signaling growing confidence in emerging blockchain ecosystems, Nexo has announced it will accept Telegram’s gram tokens (GRAM) as collateral for instant credit lines and its upcoming crypto-backed credit card.

This decision places Nexo at the forefront of innovation in the crypto loan space, offering early adopters a unique opportunity to leverage assets from one of the most anticipated blockchain projects—Telegram Open Network (TON)—even before full network deployment.

What Does It Mean for Users?

Once gram tokens are delivered to buyers, Nexo customers will be able to use them just like any other supported cryptocurrency: to secure loans instantly or spend via the Nexo Card. However, there's an important caveat—actual access to these tokens may take time.

Gram tokens were sold through a multi-stage ICO primarily managed by Gram Asia, a South Korea-based entity that reportedly holds the largest allocation of GRAM. Despite Liquid Exchange launching a public sale of grams at $4 each—available for purchase using USD or USDC—token delivery is tied to the official launch of the TON mainnet.

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Token Delivery Timeline and Network Rollout

Purchases made on Liquid will see gram tokens distributed in four installments over 18 months, but users won’t be able to claim or utilize their holdings until the TON blockchain goes live. According to Nexo’s official statement, the mainnet was initially expected to launch in Q3 2019, though delays have since shifted expectations.

Until the network is fully operational, gram tokens remain non-transferable and unusable on any platform—including Nexo. But once TON launches, users who hold grams will gain immediate utility:

This forward-looking integration reflects Nexo’s strategy of supporting high-potential projects early, giving its user base a first-mover advantage in leveraging next-generation crypto assets.

The Vision Behind Telegram Open Network (TON)

At the heart of this development lies the Telegram Open Network (TON)—a highly scalable, decentralized blockchain platform developed by Telegram’s core team. Designed to handle millions of transactions per second, TON aims to bring blockchain technology into everyday digital interactions.

From secure messaging and decentralized storage to private browsing and microtransactions, TON envisions a future where users control their data and digital identity without relying on centralized intermediaries.

The gram token serves as the native currency of this ecosystem. If successful, industry analysts believe GRAM could rank among the top cryptocurrencies by market capitalization, especially given Telegram’s massive global user base of over 700 million people.

Why Nexo’s Move Matters

Accepting gram tokens pre-mainnet is not just a technical upgrade—it’s a strategic bet on mass adoption. By integrating GRAM early, Nexo positions itself as a bridge between cutting-edge blockchain innovation and practical financial services.

Other platforms have hesitated due to regulatory uncertainty and technical risks, but Nexo’s decision underscores its commitment to expanding collateral options beyond established coins like Bitcoin and Ethereum.

Moreover, this integration enhances liquidity options for gram holders. Instead of waiting passively for network activation, investors can eventually unlock value from their holdings through instant crypto loans—without selling their assets.

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Frequently Asked Questions (FAQ)

Q: Can I currently use gram tokens on Nexo?
A: Not yet. You can only use gram tokens as collateral once they are fully delivered and the TON mainnet is live. Nexo will support GRAM immediately upon availability.

Q: How do I buy gram tokens?
A: Grams are being sold through Liquid Exchange at $4 per token, payable in USD or USDC. However, purchases are subject to phased distribution over 18 months.

Q: Is there a risk that TON won’t launch?
A: Yes. While Telegram has invested significant resources into TON development, delays or unforeseen challenges could impact the rollout. Always assess project risk before investing.

Q: Will Nexo charge higher interest rates for gram-backed loans?
A: Loan terms will depend on market conditions and volatility when GRAM becomes available. Nexo typically offers lower rates for less volatile assets, so rates may vary based on GRAM’s performance post-launch.

Q: Are there other platforms supporting gram tokens?
A: As of now, few financial services have committed to supporting GRAM. Nexo’s announcement makes it one of the first major lenders to do so, highlighting its innovative stance.

Q: What happens if I can’t claim my grams after purchase?
A: Token claims are contingent on TON’s mainnet activation. Until then, your investment remains locked with the seller (e.g., Gram Asia or Liquid). Ensure you understand the terms before buying.

Looking Ahead: The Future of Crypto-Backed Lending

Nexo’s support for gram tokens exemplifies how crypto finance is moving beyond speculation toward utility. By enabling users to borrow against assets still in development, platforms like Nexo are creating pathways for long-term value creation within nascent ecosystems.

As more projects launch with real-world use cases—from decentralized communication (TON) to AI-powered blockchains—the demand for flexible financial tools will grow. Lending platforms that adapt quickly will lead the next wave of adoption.

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Core Keywords

With strong fundamentals, growing ecosystem support, and early financial integrations like Nexo’s, gram tokens may soon transition from promise to practical power in the world of decentralized finance.