Choosing the right cryptocurrency wallet app is essential for anyone looking to securely manage digital assets. Whether you're a beginner or an experienced crypto user, mobile wallets—also known as software wallets—offer a convenient way to send, receive, and store cryptocurrencies directly from your smartphone.
These apps function as self-custody (non-custodial) wallets, meaning you retain full control over your private keys. Unlike custodial wallets on exchanges, where a third party holds your keys, self-custody ensures that you are the sole owner of your funds. As the crypto community often says: "Not your keys, not your coins."
While mobile wallets are generally secure and user-friendly, they are best suited for everyday transactions and moderate holdings. For long-term storage of large amounts, consider pairing your mobile wallet with a hardware wallet for added security.
When selecting a wallet, key factors include supported cryptocurrencies, interface design, security features, and built-in tools like buying, swapping, or earning interest. Below is a curated list of the top 11 mobile cryptocurrency wallet apps that excel in usability, safety, and functionality.
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Key Features to Look for in a Crypto Wallet App
Before diving into the list, it's important to understand what makes a great crypto wallet:
- Self-Custody Support: Ensures you control your private keys.
- Recovery Phrase: A backup mechanism (usually 12–24 words) to restore access if your device is lost.
- Multi-Currency Support: Ability to hold various cryptocurrencies and tokens.
- Security Measures: Biometrics, encryption, two-factor authentication (2FA), and open-source code.
- Built-In Exchange & Trading: In-app buying, selling, and swapping capabilities.
- Staking & Earnings: Option to earn interest on holdings through staking or savings features.
Always store your recovery phrase offline—preferably written on paper and kept in a secure location. Never share it, and avoid saving it digitally where it could be exposed to hackers.
The 11 Best Cryptocurrency Wallet Apps
Coinbase Wallet
Coinbase Wallet is a standalone, non-custodial app separate from the Coinbase exchange. It allows users to store crypto directly on their devices, manage private keys, and interact with decentralized applications (DApps) via an integrated dApp browser.
Setup: Download the app, create a username handle, and securely back up your 12-word recovery phrase.
Security: Offers encrypted cloud backups alongside the standard 12-word recovery phrase.
Supported Coins: Hundreds of cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), USDC, XRP, and all ERC-20 tokens.
Unique Features:
- User-friendly handles (e.g., @username) for easy transactions.
- Full support for NFTs (non-fungible tokens).
Pros: Intuitive interface, seamless integration with Coinbase exchange, strong multi-chain support.
Cons: Lacks support for privacy coins; no built-in swap functionality within the app.
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Atomic Wallet
Atomic Wallet is a decentralized, non-custodial solution developed by blockchain veterans. It supports over 500 coins and thousands of tokens across major blockchains.
Setup: Install the app and record your 12-word recovery phrase.
Security: Private keys and recovery phrases are stored locally and encrypted.
Supported Coins: Broad coverage of top-market-cap assets including BTC, ETH, XRP, LTC, and all ERC-20/BEP-20 tokens.
Unique Features:
- Built-in exchange for instant swaps.
- Staking options with competitive yields.
- Integration with a MasterCard debit card for spending crypto.
Pros: Sleek UI, strong privacy, extensive coin support, cashback on trades.
Cons: Minimal drawbacks; occasional customer service delays reported.
Coinomi
Launched in 2014, Coinomi is one of the earliest multi-currency wallets. It supports over 1,770 cryptocurrencies across desktop and mobile platforms.
Setup: Download and back up your 24-word recovery phrase.
Security: Uses a 24-word seed phrase and anonymizes server requests to protect IP addresses.
Supported Coins: One of the widest selections among non-custodial wallets—ideal for altcoin enthusiasts.
Unique Features:
- In-app purchases using credit/debit cards.
- Cryptocurrency swaps and gift card redemptions.
- No KYC requirements for transactions.
Pros: Excellent privacy features, supports Monero (XMR) and other privacy coins, no identity tracking.
Cons: Contains third-party ads that redirect outside the app.
ZenGo
ZenGo stands out as the world’s first keyless wallet. Instead of traditional private keys, it uses advanced threshold cryptography hosted securely on its servers—without having access to user funds.
Setup: Email registration, six-digit password, and optional biometric face mapping for backup.
Security: Biometric encryption eliminates the need for a recovery phrase.
Supported Coins: Around 50 major cryptocurrencies including BTC, ETH, DAI, and USDC.
Unique Features:
- No recovery phrase required.
- Cloud-based backup via iCloud or Google Drive.
- Co-signer option: Add a trusted person’s face map for inheritance planning.
Pros: Extremely beginner-friendly with high security standards.
Cons: Limited coin selection—missing top-tier assets like Litecoin (LTC) and XRP.
Edge
Originally known as Airbitz, Edge rebranded in 2017 as a multi-currency wallet. It supports 21 core assets plus all ERC-20 tokens.
Setup: Create a username, password, and PIN code—no email required.
Security: Zero-knowledge architecture with optional 2FA for enhanced protection.
Supported Coins: Includes BTC, ETH, BCH, LTC, XRP, DASH, DAI, and Monero (XMR).
Unique Features:
- Simple recovery process.
- Buy gift cards for Amazon, Steam, etc.
- In-app trading and swapping.
Pros: Privacy-focused, anonymous sign-up, beginner-friendly interface.
Cons: Fewer supported assets compared to competitors.
Exodus
Exodus is a visually appealing wallet designed for traders. Available on desktop and mobile, it supports over 125 crypto assets and integrates with TREZOR hardware wallets.
Setup: Download and back up your 12-word recovery phrase.
Security: Offers encrypted cloud backup in addition to the standard seed phrase.
Supported Coins: Major cryptocurrencies including BTC, ETH, XMR, ZEC, plus all ERC-20 tokens.
Unique Features:
- Real-time price charts.
- One-click staking for Tezos (XTZ), Cosmos (ATOM), and others.
- Access to DApps including sports betting platforms.
Pros: Beautiful design, excellent customer support, staking rewards.
Cons: No direct fiat-to-crypto purchase option within the app.
BRD
BRD (formerly BreadWallet) is a minimalist Bitcoin wallet focused on simplicity and security. Open-source and non-custodial, it’s ideal for beginners entering the crypto space.
Setup: Download app and back up 12-word recovery phrase.
Security: Open-source code with standard 12-word backup system.
Supported Coins: BTC, BCH, ETH, and ERC-20 tokens like USDC and Tether (USDT).
Unique Features:
- Clean interface with only send/receive functions.
- Built-in tutorial for new users.
- Easy Bitcoin purchasing directly in-app.
Pros: Ad-free experience, intuitive navigation.
Cons: Limited coin support; lacks privacy coins and swap features.
Abra
Abra is an all-in-one wallet and exchange based in the U.S. It enables users to buy, sell, and earn interest on both crypto and fiat currencies.
Setup: Full registration with name, email, phone number, SMS verification, and PIN setup.
Security: Uses a unique 13-word recovery phrase with 2FA and PIN protection.
Supported Coins: Top 30 cryptocurrencies and 50 fiat currencies.
Unique Features:
- Earn up to 10% APR on stablecoins.
- Cross-border transfers with low fees.
- Crypto index fund (BIT10) available for investment.
Pros: Seamless trading experience; high-yield savings accounts.
Cons: More personal data required than most wallets; less privacy-focused.
Monarch
Monarch supports over 3,000 digital assets, making it the most expansive wallet on this list. It also offers fiat on-ramps via credit card or bank transfer.
Setup: Standard download and 12-word recovery phrase backup.
Security: Non-custodial with standard seed phrase protection.
Supported Coins: Over 3,000 cryptos including BTC, ETH, BCH.
Unique Features:
- In-app swaps and purchases.
- Earn up to 8% APR on selected coins.
- Merchant POS system integration.
- Backed by Roger Ver as investor/advisor.
Pros: Massive asset support; integrated financial services.
Cons: Clunky portfolio layout; lacks detailed analytics or charts.
Jaxx Liberty
Jaxx Liberty supports multiple platforms including iOS, Android, desktops, and browsers. It’s known for its educational resources and ease of use.
Setup: Record 12-word recovery phrase and set a PIN.
Security: Standard seed phrase model with local key storage.
Supported Coins: Over 85 assets including BTC, ETH, BCH, USDC.
Unique Features:
- Debit card purchases (in supported regions).
- In-app currency swaps.
- Beginner-friendly guides included.
Pros: Unified interface across devices; simple onboarding.
Cons: Limited coin selection compared to others; restricted services in some U.S. states (e.g., New York).
Guarda
Guarda is a non-custodial wallet supporting over 45 blockchains and more than 10,000 tokens, including Zcash (ZEC) for private transactions.
Setup: Create password and download encrypted backup file.
Security: Open-source with downloadable key file—must be stored safely offline.
Supported Coins: Nearly every major cryptocurrency and token standard.
Unique Features:
- High-yield staking with up to 25% APR.
- Easy buying and swapping.
- Available as mobile app, desktop app, web wallet, Chrome extension.
Pros: Highest interest rates; multi-platform access; strong privacy options.
Cons: Risk of losing backup file if not properly stored outside the device.
Frequently Asked Questions (FAQ)
What is a self-custody cryptocurrency wallet?
A self-custody wallet allows you to control your private keys instead of relying on a third party like an exchange. This gives you full ownership of your funds but also full responsibility for their security.
Why should I use a non-custodial wallet?
Non-custodial wallets enhance security and privacy because no third party can freeze or access your funds. They align with the core principle of decentralization in blockchain technology.
Can I lose my crypto if I lose my phone?
If you’ve backed up your recovery phrase securely offline (e.g., written on paper), you can restore your wallet on another device. Without it, access to your funds will be permanently lost.
Are mobile crypto wallets safe?
Yes—when used correctly. Always enable biometrics or strong passwords, never share your recovery phrase, keep software updated, and avoid storing large sums long-term without additional protection like hardware wallets.
How do I earn interest on my crypto?
Many wallets offer staking or savings programs where you lock up certain coins (like Tezos or stablecoins) to earn passive income ranging from 3% to 25% APR depending on the asset and platform.
Which wallet supports the most cryptocurrencies?
Monarch supports over 3,000 cryptos, while Guarda covers over 10,000 tokens, making them leaders in multi-asset support among mobile wallets.